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News - loans ,debt ,video ,debt repayments
The Strategy To Repay Debt Systematically | Debt Repayment Methods Explained!

Managing debts can be a very daunting task. All the loans along with daily expenses is something that can take a heavy toll on your finances. But there are a few ways by which you can make the repayment process seamless. Watch this video to find out.
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News - banking ,MCLR ,floating rate home loan ,marginal cost of lending rate (MCLR) ,repo-linked loans
Banks are increasing MCLR rates: Should you switch to repo-linked home loans and save on EMIs?

If your home loan is linked to MCLR, switching to a repo-linked home loan rate can reduce your interest costs. However, do the math first and calculate the savings instead of relying on vague estimates.
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News - RBI ,Finance Ministry ,Lending ,cyber frauds ,Digital Lending
Complaints against digital lending apps double, despite crackdown: Finmin

The government and RBI have been clamping down on such loan apps and are now required to show their lending license to be approved on the Play Store. The apps also cannot access customer photos and contacts.
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News - Axis Bank ,Credit Cards ,banking ,credit cards business
Why Axis Bank stopped redemption of reward points, selectively?

Banks and credit card companies frown when users earn faster reward points through dubious means such as swiping personal cards for business purposes. Axis Bank did the same. Here’s what happened
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Axis Small Cap Fund - Direct (G)	38.0%
Axis Small Cap Fund (G)	35.9%
BOI AXA M & I Fund - Direct (G)	35.2%
Invesco India Infra. -Direct (G)	34.0%
BOI AXA M & I Fund (G)	33.5%

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News - banking
Higher fees, lower reward points: Axis Bank cuts back on Magnus, Reserve credit card benefits

After weeks of rumours, it’s official Axis Bank has made some big changes to these credit cards including raising the fee waiver threshold and lowering the reward point to partner point / air miles conversion ratio. The changes will be effective September 1.
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News - loans ,Credit Cards
Small loans have seen big growth, TransUnion CIBIL report reveals

Home loans in the affordable housing segment, below Rs 25 lakh, have slumped. In the quarter ended June 2023, credit card payment defaults increased. The approval rate for loans to new-to-credit consumers, whom lenders typically approach with caution, was lower.
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News - Credit Cards ,banking ,Vistara Airlines ,IDFC First Bank
Club Vistara's 3rd co-branded card IDFC FIRST Credit Card is here: A Moneycontrol review

The IDFC First Vistara Card gets you more benefits than the airline’s other two co-branded cards, but you also need to hit higher spending milestones and pay higher joining/annual fees
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WHAT’S YOUR OPINION?

Will India be a USD 5 trillion economy by FY27?

Yes

Thank you for voting! Post your comments

WHAT’S YOUR OPINION?

Will India be a USD 5 trillion economy by FY27?

Yes

Thank you for voting! Post your comments

WHAT’S YOUR OPINION?

Will India be a USD 5 trillion economy by FY27?

Yes

Thank you for voting! Post your comments

WHAT’S YOUR OPINION?

Will India be a USD 5 trillion economy by FY27?

Yes

Thank you for voting! Post your comments

News - RBI ,UPI ,ATMs ,Debit Cards ,video
Forgot to bring your ATM card? Here’s how you can withdraw cash without a debit card

Debit cards were one of the most convenient ways to carry money before. But the introduction of UPI has changed it totally. But what if you’re in urgent need of cash & don’t have your debit card with you? Well, we have the solution. Watch the video to find out.
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News - Axis Bank ,Credit Cards ,banking
Axis Bank reduces benefits on Flipkart Axis Bank Credit Card

The revised features of Flipkart Axis Bank Credit Card nudges the cardholder to spend more to earn the annual fee waiver. It has also removed a host of spends that were earlier for a cashback, thereby making the card less attractive than before
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News - banking ,Podcast ,podcasts ,Simply Save
Credit card devaluation – what banks give, they can take away too | Simply Save

There’s been much buzz on social media around Axis Magnus credit card which is supposedly going to be devalued. There has been no official confirmation from Axis Bank so far. In the meanwhile, in a conversation with Moneycontrol, Kashif Ansari, an Assistant Professor of Finance at O P Jindal Global University, talks about what is credit card devaluation and what bank customers can do about it.
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News - Tax ,fixed deposit ,Public Provident Fund ,FD vs PPF
Public Provident Fund (PPF) vs Fixed Deposit (FD): Know which is a better tax saving option

PPF vs FD: Individual’s contributions to PPF are qualified for tax deductions under Section 80C of the Income Tax Act, which can help cut your tax liability
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